True cost of ownership

Enter your own numbers. Boat prices come from DirectBoats.com (checked 2026-10-27); all other defaults are placeholders for you to change.

Pick a DirectBoats.com boat (prices checked 2026-10-27)

Boat price ($)

Down payment ($, default 20%)

Loan APR (%)

Loan term (years)

Insurance per year ($, your quote)

Storage per month ($)

Engine hours per year

Fuel burn (gal/hour)

Fuel price ($/gal)

Maintenance (% of price per year)

Registration and fees per year ($)

Your estimate

Estimates only. Maintenance as a percent of price is a rule-of-thumb you control. Get real insurance, storage and loan quotes before you buy.